Thursday, May 24, 2012

What Is The Minimum Age Requirement To Still Be On Parent’s Medical Insurance?

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Sunday, August 2, 2009, 0:47
This news item was posted in Medical Information category and has 8 Comments so far.

I am turning 18 next year and was wondering what age I go off my parent’s medical insurance.
Also, if I am a full time college student, am I still on their medical insurance?

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8 Responses to “What Is The Minimum Age Requirement To Still Be On Parent’s Medical Insurance?”

  1. mbrcatz said on Sunday, August 2, 2009, 1:17

    The MINIMUM age is 0 – birth. The maximum varies, it’s usually the later of when you turn 18, or stop being a full time student.
    So yes, if you go to college full time, you’ll still be on their policy.

  2. LivingTh said on Sunday, August 2, 2009, 2:16

    Those requirements do not fit the question asked. You asked the minimum age. I believe you are looking for the requirement to remain on their Insurance. You would need to have either your parents check the policy or call the Insurance Company.
    All States have different laws and all policies carry different requirements. It would be best to check the policy and make sure to check “exclusions” to the policy.

  3. jadejade said on Sunday, August 2, 2009, 5:36

    25 years old on most insurances, and past that if you are a child disabled.

  4. Expert Realtor said on Sunday, August 2, 2009, 9:05

    Most insurance companies have provisions that as long as you are a full-time student, that you can be covered for an additional 4-5 years.

  5. jessica7 said on Sunday, August 2, 2009, 14:24

    I am 20 years old and still under my parent’s insurance. My mom’s insurance said I’m covered as long as I’m a full time student. My dad’s insurance said as long as he claims me on his taxes than I’m covered. Either way, if you live with your parent you shouldn’t have to pay!

  6. Barry auh2o said on Sunday, August 2, 2009, 18:33

    All policies are different. Some, age 18. Some , as long as you are a full time student, to age 25.Some go less.
    You have to examine the benefits book. If alowed to stay on because you area student, you will have to provide verification periodically. which the school will provide directly to the ins co..

  7. Nighteng said on Sunday, August 2, 2009, 23:01

    You will probably have to check with your insurance company. But with my parents insurance I could stay on it until I turned 19 as long as I was still living with them.

  8. Jackie N said on Sunday, August 2, 2009, 23:41

    If you are a full time student your parents can choose to keep you on their medical up to the age of 25. It is their choice to put and keep you on their insurance

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