Private Doctor Online
Talk with Your Doctor about Medical health treatment Problems
Thursday, February 9, 2012
What If You Have 2 Medical Insurance, Is That Wrong?
Saturday, September 12, 2009, 1:12
This news item was posted in Medical Information category and has 5 Comments so far.
Ok, Im 20 years old, i think, most likey, I’m still covered under my father’s medical insurance, but my husband is in the military and i know for a fact I’m covered under his. Is this a bad thing? do i need to fix it?
Stumble Upon
Del.icio.us
Buzz
You can follow any responses to this entry through the RSS 2.0 feed.
You can leave a response, or trackback from your own site.
5 Responses to “What If You Have 2 Medical Insurance, Is That Wrong?”
Leave a Reply
Subscribe
You can subscribe by email to receive newsletter updates:
Subscribe through a RSS feed reader
Hot Product
Sponsored Ads
ridiculo said on Saturday, September 12, 2009, 2:25
you must have your father take you off his plan. if they knew you were married – they would drop you . it is illegal to ‘double dip’ anyway. it would be okay to have a secondary plan that would pick up the charges your husband’s plan doesn’t cover if that were worthwhile.
chocoext said on Saturday, September 12, 2009, 7:17
There is nothing wrong with having two health insurances. Just be sure which one is your primary. Sometimes having two insurances helps with out of pocket costs if you have to have a surgery, etc.
EvilWoma said on Saturday, September 12, 2009, 8:29
I doubt that you are still covered under your father’s insurance. More than likely when you married he dropped you from his policy, if not he should because most policies have requirements for dependents (such as unmarried, under a certain age, and/or full time student) and if he is paying for your coverage he may be throwing his money away.
michele said on Saturday, September 12, 2009, 15:17
No, it is not a bad thing. It is a very, very good thing, actually.
You have secondary insurance. You need to decide which is primary. When you are completing medical forms, be sure to list your coverage under both policies.
Scarface said on Saturday, September 12, 2009, 16:54
No…if it is cost effective for you then consider yourself lucky! It means that you are essentially covered for 100% of medical claims as one provider will be primary and one secondary. Let them figure it out…and you’ll be completely covered in most any circumstance.