Comments on: What Happens To My Medical Insurance If Obama Passes Universal Health Care?

By: brown950

brown950 — Sat, 01 Aug 2009 04:57:26 +0000

Nothing…except you will realize how badly you have been getting ripped off.

By: scott b

scott b — Fri, 31 Jul 2009 23:13:25 +0000

You premiums will go down, and your care will improve due to competition.

By: Jesus loves Ann Coulter

Jesus loves Ann Coulter — Fri, 31 Jul 2009 18:24:56 +0000

It eventually gets eroded.
You get to see the same formerly smiling doctors except it will be to tell you youve been refused treatment or to tell you where you are on the waiting list.

By: chris h

chris h — Fri, 31 Jul 2009 17:24:12 +0000

Well the odds are that person making medical decisions for you is no longer working in a call center in bangalore handling Your health care issues and giving me wrong information about repairs to my pc!!!!

By: Holy Cow!

Holy Cow! — Fri, 31 Jul 2009 14:18:03 +0000

You mean like the “quality” medical insurance that denies care based on the good ole all-purpose “pre-existing conditions.” I imagine such people’s rates would become affordable.

By: Beachgir

Beachgir — Fri, 31 Jul 2009 12:41:58 +0000

keep it for as long as you can, because once you don’t have it anymore you will be forced to take the government plan, no new plans will be written.

By: Thomas D

Thomas D — Fri, 31 Jul 2009 07:53:27 +0000

Productive citizens will get taken again, get used to it. You picked a good company, a good career and made wise choices. Prepare for the Liberals to make you regret making the right choices in life.

By: paul s

paul s — Fri, 31 Jul 2009 00:53:56 +0000

Wow, Barry didn’t expect you to be so smart. The Government will operate at a loss until they destroy private insurance. They say it won’t but he knows better and who are you to question the anointed one. It will cost far more and offer far less. His only motivation that I can see might be if he wants to be in a position to kill off the baby boomers and have a bureaucracy to blame

By: Elway_th

Elway_th — Thu, 30 Jul 2009 19:50:39 +0000

You missed the part in the bill that will prevent employers from doing that by levying huge fines on them for attempting to do such a thing. Private insurance companies are going to adjust and they will be forced to stop raping the consumer, and the companies that employ those consumers, in order to remain in business. They will do that long before they consider closing their doors. If you have private insurance, you will be able to keep it, as it exists right now. I don’t know how many times people have to be told that before it sinks in.
EDIT:
Greg:
I am VERY happy with my current insurance, and so is the questioner. There is no sound reasoning that suggests my benefits will decrease. Right now that opinion amounts to little but doom-crying and is opposed by this clause:
LIMITATION ON CHANGES IN TERMS OR
CONDITIONS.—Subject to paragraph (3) and except
as required by law, the issuer does not change any
of its terms or conditions, including benefits and
cost-sharing, from those in effect as of the day before the first day of Y1.
And, as concerns being unable to change insurance should I wish, that is outlined under Title II as not being allowed, UNLESS my employer is a participator in the Healthcare-Exchange program. Then I would be able to make a different choice. It has a structured set of time tables in which large employers will be given the choice to offer their employees a switch from their insurance to the public option. Even in the summary of the report, it is more complicated than you are putting forth. http://edlabor.house.gov/documents/111/p…http://docs.house.gov/edlabor/AAHCA-Bill…
EDIT:
AceKings:
There are many, many restrictions put upon employers, not just huge fines – and when you employ thousands, that’s not chump change – that make it unpalatable for them to make the sort of changes you guys are complaining about. Take another look, there are clauses that specifically PREVENT them from doing what you are suggesting, not just fine them. I left the links, take a look.

By: sir_kris

sir_kris — Thu, 30 Jul 2009 18:53:25 +0000

That won’t happen, because employers who don’t continue to provide coverage to their employees will have to pay far more. And even if they are dumb enough to cut your benefits, chances are you’ll get better benefits than you’re getting now on the government plan.
As it stands now, millions of people are having their employer health benefits cut. It’s happened to me more times than I can count, until eventually I didn’t have any coverage at all. At least under Obama’s plan, I wouldn’t have to rely the emergency room and watch my credit go down the toilet when can’t pay the two thousand dollars worth of bills that come thereafter.