3 Responses to “In Texas Are You Required To Inform Your Medical Insurance Company When You Are In A Car Accident?”

1. 

   bluesea1 said on Friday, October 23, 2009, 11:15

   If she had collision coverage or underinsured/uninsured motorist coverage on her vehicle at the time of the accident, she can have her own car insurance company pay for the physical therapy. Her insurance will then subrogate her medical insurance company to recover the money they spend on her medical bills. If she files a claim with her own car insurance company under her underinsured/uninsured motorist coverage, then state law restricts her car insurance company from raising her rates. If she files a claim under her collision coverage with her own car insurance company, then her rates will go up. She will have to pay her deductible, but her insurance company is required to repay her deductible to her from the first subrogation money collected from her medical insurance company.
2. 

   Mopar Muscle Gal said on Friday, October 23, 2009, 11:27

   that sounds correct
3. 

   oklatom said on Friday, October 23, 2009, 16:45

   I would think medical on your car insurance would pick up those bills.