Thursday, February 9, 2012

If Organized Medical Insurance Is The Enemy, Why Have The Government Take It Over Instead Of Scrapping 4 Hsa’s?

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Saturday, September 5, 2009, 18:44
This news item was posted in Medical Information category and has 3 Comments so far.

The problem with rising medical costs seems to be the consumer only pays a dollar for every five dollar increase when they have insurance. Why not bring free market supply and demand back where people won’t go to doctors who charge more than their services are worth?

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3 Responses to “If Organized Medical Insurance Is The Enemy, Why Have The Government Take It Over Instead Of Scrapping 4 Hsa’s?”

  1. pdooma said on Saturday, September 5, 2009, 20:52

    Insurance IS the problem.
    Let’s look at it this way. For routine medical care, it’s far cheaper for both doctors and patients to pay out of pocket for a service. Just like you don’t charge your car insurance company for every oil change, you wouldn’t charge your insurance for a routine check up. Doctors would have cash in hand for the service, there would be less overhead with billing and paperwork. They would charge LESS than what they do now because what they agree to get paid by the insurance company is far less than what they charge. (Actually, many docs do that already if you tell them you’re a cash patient. You’ll get the visit for approximately what they make from insurance.)
    Let’s leave insurance for the biggies. For the broken arms, the cancer, the car accident. That’s what it was originally designed for in the first place.
    Creating a giant government run HMO doesn’t seem to make much sense when people who do have HMOs generally hate them and their restrictions. HMOs are just fine if you don’t have any health problems – it’s when you do that they fail.

  2. TC said on Sunday, September 6, 2009, 3:05

    A better question…if the insurance companies are the enemy, why is your government, with Obama as the head leader, trying to force you to buy it. Obama’s “health care” is really mandated insurance.
    You will now be mandated by law to buy Blue Cross/Blue Shield or it’s equivilant or suffer the consequences. Fines, jail time or whatever they deem satifactory.
    Enjoy your “Change”!

  3. carmenla said on Sunday, September 6, 2009, 8:52

    The insurance companies tell drs. what they can charge.

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