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How Has Government Regulation Of Health Care Has Affected Affordability?
My parents were low-middle class with no health insurance. But when I was young, my parents could afford to take me to see the doctor without breaking the bank. Charity hospitals were common and often run by religious groups. Doctors were the ones profiting from the years they spent in medical school.
Since then, government stepped in and started “regulating” the health care industry. Lawyers jumped in specializing in litigating against the health care industry. Pharmaceutical and insurance companies have been all over doctors and government pushing for reform that worked best for them. Charity hospitals have all but disappeared and now it is the pharmaceutical and insurance companies profiting most from the doctors’ work.
If government intervention into the health care industry has done all this, what makes you think more regulation will help?
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4 Responses to “How Has Government Regulation Of Health Care Has Affected Affordability?”
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TroubleM said on Wednesday, November 11, 2009, 19:19
Just think if 200 people were willing to pay $2000 dollars a year to a doctor to treat them . Thats less then one patient a day and the doc would make $200,000. a year after taxes . . So we could make it $3,000.. to pay a couple of nurse well and $4000 to cover equipment . Thats just to see one person a day . Now I am sure a Doc could see more then one a day and lower the rate to say $500. a year easy . Then he could see 10 people a day
Green Pagan 4.0 said on Thursday, November 12, 2009, 2:03
A better question would be:
What has Privatization and Deregulation done to help health insurance provide for people who need it?
You are living in a fantasy land if you think we had “less” regulation on healthcare when you were young…
Religious charities cannot provide healthcare… that would be completely wrong in the USA… It would create an environment where you had to be “christian” in order to get treated and gays and pregnant teens would be demonized and left to die.
The Shoe In Your Face said on Thursday, November 12, 2009, 2:33
I was a child in the 60′s and my parents managed health care for me. They could actually pay for it.
But you have your logic upside down. Go back to the Nixon days when Tricky decided that it would be a good idea for HMO’s to become “for profit” organizations.
The regulation that prevented this was Removed and the rest is history. And it is a history of one of the greatest rip-offs in the history of money!
No sane person questions that doctors should be paid well for their services. The problem lies with the insuarance, hospital and drug companies.
They should be taken out and shot along with their politicians who support their evil empire.
And also, any qualified person wanting to become a doctor should be allowed to do so. Medical school should be paid for by society. We can’t have too many doctors!
I know that that would tear off the doors of you guys exclusive club but so be it. You will not starve. With plenty of affordable doctors, people will start getting things like preventitive care and you will be busy as a beaver and make plenty.
justagir said on Thursday, November 12, 2009, 8:35
Government regulation has not caused any of that. In fact, it’s the result of a lack of regulation, which has allowed insurance companies to monopolize the market along with out of control malpractice suits. Obama’s healthcare plan addresses both of these issues:
Increasing medical malpractice insurance rates are making it harder for doctors to practice medicine22 and raising the costs of health care for everyone.23 Barack Obama and Joe Biden will strengthen antitrust laws to prevent insurers from overcharging physicians for their malpractice insurance. Barack Obama and Joe Biden will also promote new models for addressing physician errors that improve patient safety, strengthen the doctor patient relationship, and reduce the need for malpractice suits.
The insurance business today is dominated by a small group of large companies that has been gobbling up their rivals. In recent years, for-profit companies have bought up not-for-profit insurers around the country. There have been over 400 health care mergers in the last 10 years and just two companies dominate a full third of the national market.
These changes were supposed to make the industry more efficient, but instead premiums have skyrocketed, increasing over 87 percent over the past six years.25 Over the same time period, insurance administrative overhead has been the fastest-growing component of health spending. The 2007 Commonwealth Fund Commission on a High Performance Health System reported that between 2000 and 2005, administrative overhead – including both administrative expenses and insurance industry profits – increased 12.0 percent per year, 3.4 percentage points faster than the average health expenditure growth of 8.6 percent. And while health care costs continue to rise for families, CEOs of these insurance companies have received multi-million dollar bonuses.
Barack Obama and Joe Biden will prevent companies from abusing their monopoly power through unjustified price increases. In markets where the insurance business is not competitive, their plan will force insurers to pay out a reasonable share of their premiums for patient care instead of keeping exorbitant amounts for profits and administration. http://www.barackobama.com/pdf/issues/He…