Thursday, May 24, 2012

Do I Need To Take Medical As Part Of Auto Insurance When I Have Medical Insurance?

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Monday, September 14, 2009, 18:46
This news item was posted in Medical Information category and has 3 Comments so far.

I have medical insurance (HMO) and I recently denied taking Medical while cbuying Auto Insurance…
My question is what happens when I met with an accident? Will my Medical insurance covers? My basic understanding is that medical insurance is only if we are sick?

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3 Responses to “Do I Need To Take Medical As Part Of Auto Insurance When I Have Medical Insurance?”

  1. debijs said on Monday, September 14, 2009, 19:38

    ~~Your insurance would cover you, but your personal medical insurance would not cover injuries for any passengers who were injured.
    To prevent being sued, either cover you passengers for medical or never dry with anyone else in your car.~~

  2. mbrcatz said on Tuesday, September 15, 2009, 0:37

    Some states, require you to carry medical on your auto policy. Some states, your health insurer isn’t required to pay for any injuries that happen, in/around a car.
    So, we have no idea what state you are in. You need to talk to your auto agent and your health carrier, to see how the laws apply in your state.

  3. mythough said on Tuesday, September 15, 2009, 4:36

    You need to call your medical insurance provider and make sure that an accident would be covered…if not you NEED medical on your auto insurance policy…or you’ll be overloaded w/hospital bills that you’ll probably be paying for your whole life.

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