Dental Scenario:

Ours is a land, which saw the beginnings of health care- a time zone and scientific era far beyond the grasp .Dentistry in the Indian subcontinent was an integral part of medicine and boasted a surgical armamentarium, prescriptions for various ailments afflicting the mouth .Changes can be expected in every facet- from tools to techniques. With increasing health consciousness, the demand for dental care showed an increase in developed as well as developing countries.

System of Health care:

Health care is associated with capitalist system in industrialized countries. The basic principle is that an individual keeps on making regular periodic payments for health care, even when he is not in need of the same.  The cost of medical care is also high.

It is catastrophic for an individual or a family to bear such unexpected financial burden. But the cost can easily borne by a large number of those who are insured and have been making payments but do not require the care at any time. The unpredictability of the need for an individual, but the predictability of the occurrence among a large number of individuals, makes such events suitable to be covered by insurance principle.

Dental Insurance: Health guard

The insurance coverage for catastrophic events like death and accidents, the coverage for events like hospitalization was offered by private insurance companies. The coverage for dental problems gives protection against sudden heavy expenditure on medical care.

Insurance for dental care pose problems as the prevalence of dental diseases and treatments needs were high. Commonly occurring events like the need of restorative dental services are difficult to insure at a reasonable and acceptable rate of insurance premium. The existence of Dental insurance should increase the demand for care.

Glance of Effective results:

An average individual has the opportunity to be prepared to incur expenditure for denture. Sometimes the insured person is not reimbursed by the insurance company the total cost of dental care, but only a certain amount is paid. The remaining expenditure is to be borne by the insured person. Group insurance, co-insurance and prepayment have become popular. The insurance companies thus use various methods of effecting economy, as they run as commercial concerns. The demand for care has a tendency to increase. On some occasions an individual may find himself being deprived of his legitimate claim. It may be difficult for an individual to stand up against a big insurance company with huge resources considering legal expenses. In spite of some drawbacks, the Dental coverage has become well established.

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